Credit Analyst

Credit Analyst – Corporate Banking

Location: Nariman Point, Mumbai

Experience: 2-4 Years

Department: Corporate Banking

Key criteria

Credit Analyst should have been handling Indian Corporates with turnover over 1500 crs plus , corporates with min credit rating of A and above, analysed financials for working capital and term loans.

Key competence

• Prepare credit applications in the prescribed format along with spread sheet and other details required for submission.
• Monitor borrower’s compliance with credit terms on ongoing basis; identify and advise early warning signals, conduct periodic valuation of collateral and monitoring timely repayments.
• Conduct regular credit checks for through CIBIL/CRILC/World Check/RBI Defaulters List/ ECGC Caution List.
• Conduct periodic review / monitoring of the Corporate Portfolio to maintain credit quality and advise initiating remedial action for the assets showing signs of weakness / delinquencies.
• Maintain appropriate records for ensuring completion of Annual Reviews in a timely manner Etc

Qualifications/Competencies

• Minimum 2-4 years of experience in Corporate Banking, Credit Risk, Credit Appraisal, or Corporate Credit Analysis.
• Bachelor's degree in Commerce, Finance, Economics, Banking, or related discipline.
• Strong credit appraisal and analytical skills.
• Strong report writing and credit proposal drafting capabilities.